:root{
  --navy:#06366B;
  --navy-dark:#03264D;
  --green:#5EAD2E;
  --green-dark:#4B8F25;
  --sky:#EAF3FA;
  --soft:#F6F9FC;
  --text:#172B3A;
  --muted:#5F6F7B;
  --white:#FFFFFF;
  --border:#D8E1E8;
  --shadow:0 16px 40px rgba(6,54,107,.10);
  --radius:22px;
  --max:1180px;
}

*{
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  margin:0;
  font-family:"Inter",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--text);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}

img{
  max-width:100%;
  display:block;
}

a{
  color:inherit;
  text-decoration:none;
}

button,
a{
  -webkit-tap-highlight-color:transparent;
}

.container{
  width:min(calc(100% - 32px),var(--max));
  margin-inline:auto;
}

.header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(216,225,232,.8);
}

.nav{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}

.brand-link{
  display:flex;
  align-items:center;
}

.logo{
  width:205px;
  max-height:58px;
  object-fit:contain;
  object-position:left center;
}

.nav-actions{
  display:flex;
  align-items:center;
  gap:10px;
}

.link-btn{
  font-weight:700;
  color:var(--navy-dark);
  padding:11px 12px;
  border-radius:12px;
}

.link-btn:hover{
  background:var(--soft);
}

.primary-btn,
.secondary-btn{
  min-height:46px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  border-radius:13px;
  padding:12px 19px;
  font-weight:800;
  line-height:1.15;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease;
}

.primary-btn{
  color:var(--white);
  background:linear-gradient(135deg,var(--navy),var(--navy-dark));
  box-shadow:0 10px 24px rgba(6,54,107,.18);
}

.primary-btn:hover{
  transform:translateY(-1px);
  box-shadow:0 14px 30px rgba(6,54,107,.24);
}

.secondary-btn{
  color:var(--navy);
  background:var(--white);
  border:1.5px solid var(--navy);
}

.secondary-btn:hover{
  transform:translateY(-1px);
  background:var(--soft);
}

.large-btn{
  min-height:54px;
  padding:15px 22px;
  font-size:1rem;
}

.hero{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 80% 10%,rgba(94,173,46,.10),transparent 34%),
    radial-gradient(circle at 12% 20%,rgba(47,117,181,.10),transparent 36%),
    linear-gradient(180deg,#FBFDFF 0%,#F5F9FC 100%);
}

.hero:after{
  content:"";
  position:absolute;
  inset:auto -90px -160px auto;
  width:420px;
  height:420px;
  border-radius:50%;
  background:rgba(6,54,107,.035);
}

.hero-grid{
  position:relative;
  z-index:1;
  display:grid;
  grid-template-columns:minmax(0,1.16fr) minmax(340px,.84fr);
  gap:54px;
  align-items:center;
  padding:76px 0 70px;
}

.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  color:var(--green-dark);
  font-size:.82rem;
  font-weight:900;
  letter-spacing:.11em;
  text-transform:uppercase;
  margin-bottom:14px;
}

.hero h1{
  max-width:770px;
  margin:0;
  font-size:clamp(2.6rem,5.4vw,4.8rem);
  line-height:.98;
  letter-spacing:-.045em;
  color:var(--navy-dark);
}

.hero h1 span{
  display:block;
  color:var(--green);
}

.hero-copy{
  max-width:700px;
  margin:24px 0 0;
  font-size:clamp(1.05rem,1.8vw,1.24rem);
  line-height:1.7;
  color:var(--muted);
}

.hero-actions{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin-top:28px;
}

.micro-trust{
  display:flex;
  flex-wrap:wrap;
  gap:14px 20px;
  margin-top:21px;
  color:#435665;
  font-size:.92rem;
}

.check{
  display:inline-grid;
  place-items:center;
  color:var(--green-dark);
  font-weight:900;
}

.hero-card{
  background:rgba(255,255,255,.98);
  border:1px solid rgba(216,225,232,.9);
  border-radius:28px;
  padding:28px;
  box-shadow:var(--shadow);
}

.hero-card h2{
  margin:0 0 8px;
  color:var(--navy-dark);
  font-size:1.5rem;
  line-height:1.2;
}

.hero-card>p{
  margin:0 0 22px;
  color:var(--muted);
}

.situation-list{
  display:grid;
  gap:12px;
}

.situation{
  display:grid;
  grid-template-columns:52px 1fr;
  gap:13px;
  align-items:center;
  padding:14px;
  border:1px solid var(--border);
  border-radius:16px;
  background:#FCFEFF;
}

.situation:hover{
  border-color:#BED0DD;
  background:#F8FBFD;
}

.icon{
  width:52px;
  height:52px;
  border-radius:14px;
  display:grid;
  place-items:center;
  font-weight:900;
  font-size:.9rem;
  color:var(--navy);
  background:linear-gradient(135deg,#EEF5FA,#E6F4E0);
}

.situation strong{
  display:block;
  color:var(--navy-dark);
  margin-bottom:1px;
}

.situation span:last-child{
  display:block;
  color:var(--muted);
  font-size:.89rem;
  line-height:1.45;
}

.trust-strip{
  background:var(--navy-dark);
  color:var(--white);
}

.trust-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
}

.trust-item{
  padding:23px 22px;
  border-right:1px solid rgba(255,255,255,.14);
}

.trust-item:last-child{
  border-right:0;
}

.trust-item strong{
  display:block;
  font-size:1rem;
  margin-bottom:2px;
}

.trust-item span{
  display:block;
  color:rgba(255,255,255,.72);
  font-size:.87rem;
  line-height:1.45;
}

.section{
  padding:82px 0;
}

.section.alt{
  background:var(--soft);
  border-top:1px solid #EDF2F5;
  border-bottom:1px solid #EDF2F5;
}

.section-head{
  max-width:760px;
  margin:0 auto 38px;
  text-align:center;
}

.section-head h2{
  margin:0;
  color:var(--navy-dark);
  font-size:clamp(2rem,4vw,3rem);
  line-height:1.08;
  letter-spacing:-.035em;
}

.section-head p{
  margin:15px auto 0;
  color:var(--muted);
  font-size:1.04rem;
  max-width:680px;
}

.cards{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}

.card{
  position:relative;
  padding:27px;
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:var(--white);
  box-shadow:0 8px 26px rgba(23,43,58,.045);
}

.card-num{
  display:inline-block;
  color:var(--green-dark);
  background:#EDF7E8;
  border-radius:999px;
  padding:7px 10px;
  font-size:.73rem;
  line-height:1;
  letter-spacing:.08em;
  font-weight:900;
}

.card h3{
  margin:17px 0 9px;
  color:var(--navy-dark);
  font-size:1.22rem;
  line-height:1.25;
}

.card p{
  margin:0;
  color:var(--muted);
}

.two-col{
  display:grid;
  grid-template-columns:1.08fr .92fr;
  gap:22px;
}

.panel{
  background:var(--white);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:30px;
  box-shadow:0 8px 26px rgba(23,43,58,.035);
}

.panel h3{
  margin:0 0 12px;
  color:var(--navy-dark);
  font-size:1.75rem;
  line-height:1.15;
  letter-spacing:-.025em;
}

.panel p{
  color:var(--muted);
  margin:0;
}

.clean-list{
  list-style:none;
  padding:0;
  margin:24px 0 0;
  display:grid;
  gap:12px;
}

.clean-list li{
  display:grid;
  grid-template-columns:24px 1fr;
  gap:8px;
  align-items:start;
}

.panel-action{
  margin-top:24px;
}

.faq{
  max-width:850px;
  margin:0 auto;
  display:grid;
  gap:12px;
}

details{
  border:1px solid var(--border);
  border-radius:16px;
  background:var(--white);
  overflow:hidden;
}

summary{
  cursor:pointer;
  list-style:none;
  padding:19px 22px;
  font-weight:800;
  color:var(--navy-dark);
  position:relative;
  padding-right:54px;
}

summary::-webkit-details-marker{
  display:none;
}

summary:after{
  content:"+";
  position:absolute;
  right:22px;
  top:50%;
  transform:translateY(-50%);
  width:28px;
  height:28px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:var(--soft);
  color:var(--navy);
  font-size:1.15rem;
}

details[open] summary:after{
  content:"–";
}

details p{
  margin:0;
  padding:0 22px 20px;
  color:var(--muted);
}

.cta-section{
  padding:0 0 82px;
}

.cta-box{
  display:grid;
  grid-template-columns:1fr auto;
  gap:28px;
  align-items:center;
  padding:34px;
  border-radius:26px;
  color:var(--white);
  background:
    radial-gradient(circle at 100% 0%,rgba(94,173,46,.22),transparent 35%),
    linear-gradient(135deg,var(--navy-dark),var(--navy));
  box-shadow:var(--shadow);
}

.cta-box h2{
  margin:0 0 8px;
  font-size:clamp(1.65rem,3vw,2.35rem);
  line-height:1.12;
}

.cta-box p{
  margin:0;
  color:rgba(255,255,255,.76);
  max-width:690px;
}

.cta-actions{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  justify-content:flex-end;
}

.cta-box .primary-btn{
  background:var(--green);
  box-shadow:none;
}

.cta-box .primary-btn:hover{
  background:var(--green-dark);
}

.cta-box .secondary-btn{
  color:var(--white);
  background:rgba(255,255,255,.08);
  border-color:rgba(255,255,255,.55);
}

.footer{
  background:#051E36;
  color:rgba(255,255,255,.82);
  padding:52px 0 96px;
}

.footer-grid{
  display:grid;
  grid-template-columns:1.5fr .8fr .8fr;
  gap:34px;
}

.footer-logo{
  width:205px;
  filter:brightness(0) invert(1);
  opacity:.98;
  margin-bottom:16px;
}

.footer h4{
  color:var(--white);
  margin:4px 0 9px;
}

.footer p{
  margin:0 0 10px;
}

.footer a:hover{
  text-decoration:underline;
}

.disclosure{
  margin-top:36px;
  padding-top:23px;
  border-top:1px solid rgba(255,255,255,.12);
  color:rgba(255,255,255,.56);
  font-size:.78rem;
  line-height:1.6;
}

.mobile-bar{
  display:none;
}

.notice{
  position:fixed;
  left:50%;
  bottom:18px;
  transform:translateX(-50%);
  z-index:100;
  width:min(calc(100% - 32px),760px);
  padding:13px 16px;
  border-radius:13px;
  background:#FFF4D8;
  color:#6A4B00;
  border:1px solid #E6C76B;
  box-shadow:0 12px 28px rgba(0,0,0,.13);
  font-weight:700;
  font-size:.88rem;
  display:none;
}

.notice.show{
  display:block;
}

@media (max-width:980px){
  .hero-grid{
    grid-template-columns:1fr;
    gap:34px;
    padding-top:58px;
  }

  .hero-content{
    max-width:780px;
  }

  .hero-card{
    max-width:760px;
  }

  .trust-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .trust-item:nth-child(2){
    border-right:0;
  }

  .trust-item:nth-child(-n+2){
    border-bottom:1px solid rgba(255,255,255,.14);
  }

  .cards{
    grid-template-columns:1fr;
  }

  .two-col{
    grid-template-columns:1fr;
  }

  .cta-box{
    grid-template-columns:1fr;
  }

  .cta-actions{
    justify-content:flex-start;
  }
}

@media (max-width:720px){
  .container{
    width:min(calc(100% - 24px),var(--max));
  }

  .header{
    position:sticky;
  }

  .nav{
    min-height:68px;
  }

  .logo{
    width:170px;
  }

  .nav-actions .link-btn{
    display:none;
  }

  .nav-actions .primary-btn{
    padding:10px 13px;
    min-height:42px;
    font-size:.9rem;
  }

  .hero-grid{
    padding:46px 0 46px;
  }

  .hero h1{
    font-size:clamp(2.45rem,11vw,3.45rem);
  }

  .hero-copy{
    font-size:1rem;
    margin-top:19px;
  }

  .hero-actions{
    display:grid;
    grid-template-columns:1fr;
  }

  .hero-actions .primary-btn,
  .hero-actions .secondary-btn{
    width:100%;
  }

  .micro-trust{
    display:grid;
    gap:8px;
  }

  .hero-card{
    padding:20px;
    border-radius:20px;
  }

  .situation{
    padding:12px;
  }

  .trust-grid{
    grid-template-columns:1fr 1fr;
  }

  .trust-item{
    padding:17px 12px;
  }

  .section{
    padding:62px 0;
  }

  .section-head{
    margin-bottom:28px;
  }

  .section-head h2{
    font-size:2.15rem;
  }

  .card,
  .panel{
    padding:22px;
  }

  .panel h3{
    font-size:1.5rem;
  }

  .cta-section{
    padding-bottom:62px;
  }

  .cta-box{
    padding:24px;
    border-radius:20px;
  }

  .cta-actions{
    display:grid;
    grid-template-columns:1fr;
  }

  .cta-actions .primary-btn,
  .cta-actions .secondary-btn{
    width:100%;
  }

  .footer{
    padding-bottom:108px;
  }

  .footer-grid{
    grid-template-columns:1fr;
    gap:22px;
  }

  .mobile-bar{
    position:fixed;
    z-index:90;
    left:0;
    right:0;
    bottom:0;
    display:grid;
    grid-template-columns:.72fr 1.28fr;
    gap:8px;
    padding:9px 12px calc(9px + env(safe-area-inset-bottom));
    background:rgba(255,255,255,.97);
    border-top:1px solid var(--border);
    box-shadow:0 -10px 28px rgba(23,43,58,.08);
    backdrop-filter:blur(14px);
  }

  .mobile-bar .primary-btn,
  .mobile-bar .secondary-btn{
    min-height:47px;
    padding:10px 12px;
    font-size:.9rem;
  }

  .notice{
    bottom:80px;
  }
}

@media (max-width:430px){
  .logo{
    width:150px;
  }

  .nav-actions .primary-btn{
    font-size:.82rem;
    padding-inline:11px;
  }

  .trust-grid{
    grid-template-columns:1fr;
  }

  .trust-item,
  .trust-item:nth-child(2){
    border-right:0;
    border-bottom:1px solid rgba(255,255,255,.14);
  }

  .trust-item:last-child{
    border-bottom:0;
  }
}

@media (prefers-reduced-motion:reduce){
  *{
    scroll-behavior:auto!important;
    transition:none!important;
  }
}